Usually the fan gets louder when a bearing goes bad.
Replacing the fan helps this because the new fan will have good bearings.
Some laptops appear quieter because they angle the fan blades differently. This spreads the noise across the frequency spectrum like dither.
My laptop makes a little fan noise but I usually I use it for loud bands. Consequently, the noise is inaudible in the mix.
I have replaced the fan in my HP laptop but I think I had to remove every screw in the laptop to do it. It took a couple of nervous hours. I had to be willing to kill the machine. I have the stuff to read laptop drives, so the drives would not have been lost even if the computer was.
In the end, for around one hundred dollars including shipping, my fan problem was fixed.