I tried to withdraw $3000 (cash) from my savings account. I had to fill out a ton of paperwork plus have a good reason for the withdrawal.

After the paperwork, the bank manager said he did not have the funds to cover this amount and I should come back tomorrow. This is a major bank in the heart of Los Angeles at 10 a.m.

If the amount was $20,000 I could understand but $3000.

Anyone have any similar stories?

I'd be seriously pissed if I had to jump through that many hoops for $20,000, or even higher.  You're a bank holding my money, not my mother deciding if I deserve an allowance.  My official reason for the withdrawal is "None of your business."  Maybe I want to buy a used car for cash, maybe I'm helping out a relative, maybe I'm paying a ransom demand to make sure kidnappers don't return my mother-in-law!  It doesn't matter and, no, I don't have to explain what I'm going to do with MY money.

If I went to withdraw $3000 they'd tell me to come back too.
 
Come back when I had $3000 to withdraw.

Good point.  What the heck am I talking about anyway?  The banks found a way to take ALL of my money in 2009... 

The claim that the bank did not have 3000.00 on hand is very suspicious. Banks do not keep millions in cash but they would rarely run out completely, and 3000.00 is nothing. So maybe they are stalling for time to confirm or clear something. Even if their computers were down, if it is your regular branch, they should be able to pull a signature card. A simple savings account should not require more than picture ID and a withdrawal slip and signature for that kind of money. What kind of paperwork did you fill out? Is there another person named on the account? Was the account set up as some kind of trust? Did your mother call and tell the bank you are crazy and not to give you any money? Do you look like a degenerate? Were you wearing any clothes? Was your brief case ticking?

I would have told them to change the amount to "All Of It" from all of my accounts.  I would be using a different bank.
 
Oh wait.  Were you wearing a ski mask?
 
 

I would have asked for a check for all of my funds right then and there. Then I would have made a deposit into another bank minus the 3K.
 
Rocky

This is why I keep all of my money in my shoe at all times.

I fooled them ALL - I don't HAVE any money.
 
Bob Bone
 

It sounds to me like you are flagged in their system for some reason and they are stalling. I would close out that account and move it all. I'd also want to do a check with the credit bureau to make sure they don't have some sort of alert about you. It sounds like a funny thing, but that's a serious refusal of service and must have some underlying reason. Don't let it slide.