Hi,
In the old days, at mom's office, we did a master on Sunday and then incremental backups every day to ensure no loss of data. Luckily, and surprisingly enough, we never had to worry about data loss as far as I am aware from my time there. And the backups were all dated and marked properly and in the right place locked up.
At home, I always used "incremental" backups, but since that time, I do my backups on the files that I need to different drives manually so I have the copies of the work. For me, installing/reinstalling the programs is not an issue, and chasing down the right back up to get the proper piece you missed is more of a headache than it's worth.
Mind you, I'm not an admin, only a network at home for my computers, and that is vastly different, than an office! But simply doing images and restoring complete backups is too much of a waste of time. Mostly your "file/files" are not that big anyway, and should be easy to copy to your location.
NOTE: This precludes that you DO NOT allow programs to set their own location for files, because it will be all over your hard drive. All my files are in my own folder, split up in several portions so all I have to back up is that folder. I don't see the point of backing up all the doodoo from Microsoft Word, for example! Thus, I have a folder named "Files" and it has in it Writing/Poetry/Film/novels/short stories/criticisms //// etc ... etc and that is the ONLY place where everything goes.