AT
I didn't believe in extra bucks for extra Pain and Suffering.
I do. But maybe things work differently here.
It's been almost 2 weeks now since that fellow hit us, and the insurance called us first thing in the morning the next business day to try and settle things down, before we'd even seen a specialist and before the damage were evaluated.
From what I know and all that I've read and heard, a quick settlement is usually
not a good thing and doesn't roll in your favour.
Since the accident, I don't get to go to the gym - which is a crucial part of my every day life, both physically and psychologically. The positive effects of an active life have been abundantly demonstrated, yet, it's hard to believe just how much change can occur in your body and mind just a few weeks.
The effort and time I'll have to put in just to get back in the shape I keep myself and the months of efforts which have just been obliterated by one careless individual may not show up on a bill, but they are very real.
I don't get to work on music either, because my right arm's a mess, and, anyway, medication makes it hard for me to focus on anything too abstract, or even just to read a book...
Basically, I spend the bulk of my days wasting time and putting up with neck and shoulder pain. Which after a few days can be quite depressing.
Those damages are likely to affect me for months to come, and to affect every aspects of my life. We already had to postpone hours of courses/training and the launch of our business - again, that's not covered, obviously...
My wife's even worst - she's suffered a severe concussion. Besides the (partially covered) lost of revenue, this means no tv, no computer, no nothing. 2 weeks of absolutely nothing, and counting.
None of which is typically covered.
So I may not be in an hospital bed and my injuries may not be the most serious (though my right arm is a potential source of serious worries) but the negative consequences are important.
If I were to choose, I'd pick up my undisturbed routine before any form of compensation. But I'm not given that choice. As odd as it is to monetize pain and suffering, I don't think that it's fair to simply discard them and say that they shouldn't be compensated for.