It does not state (nor did I think it implied) that anybody will lose any of their Gear Credits. That would be absurd and will not be happening. It is a pricing change as happens regularly and as we are seeing with at least two other plugin companies at this time. Though it also has not been implied, some have felt we were going to change to a subscriptions system like others, but that is not the case here either. Hope that helps.
To be 100% crystal clear: If you have X credits now, you will have the same X credits after the pricing restructuring. Nobody will lose any Gear Credits (unless they spend them, of course!).