Get a quote and negotiate terms up front, common sense, of course. My mother up in MN didn't follow that advice. A contractor verbally told her that it would cost 14K for a complete remodel and then handed her the bill for 21K. I asked her what she had in writing and she had nothing.
I told her next time, everything needs to be in writing and maybe to negotiate terms as installements in payments. Like, so much up front, so much at mid job, final payment at completion. She had no leg to stand on and was way to trusting.