sharke
I honestly don't think saving Word or Open Office documents as web pages will give very good results - you're just going to get a basic HTML page. I don't think it creates a CSS file. The trouble with this is that should you want to change the style of a common page element later (presuming you're going to be making multiple pages) then you're going to have to go into each page separately and change it. Whereas when you have a CSS style sheet then if say you want to change the size and color of all main titles, you just make a quick adjustment to the global style and all of your pages are fixed. I guarantee you'll be able to get the basics down in an afternoon.
Again, good to know and I appreciate that you guys are offering me some experienced input on this because it is important to me. I guess currently I'm forcing myself through the very fundamentals of it all specifically to learn/practice and after a lot of thought and prep over the years I've got a vision as to how I'd like it all to work/look and it is as absolutely basic as it can get so as not to have any distractions or hindrances to the content itself. If I find that I can use the 4.1 tags and have them be future ready for whatever the browser programmers tinker with then I'll stick with that and consider it like a book. If it was done right the first time there will be no need to change it. I think for my vision the most important thing will be making sure each and every page can access a site map (which seem to have gone out of fashion for some reason).
Then all the content will already be there and if I decide to build a fancier version down the road I should, in theory, be able to copy/paste the meat of it all and code around that.
I don't like fancy though. I actually hate it. The only thing I really want to be fancy about is perhaps a mobile version at some point.