Well, then you play an instrument. You may want to meet some people around your own age and perhaps play in a band. If you think that you want to try and make money at music nowadays, then be prepared to be shocked perhaps.
It will take social agendas, getting the word out, and yes, around 24 hrs. a day and it still may not happen. Thus people playing in bands but even with that, they do not want to pay much if anything much nowadays. And traveling around may not cut it. So yes, a studio is easier, if you have decent place to do it. You can do it (unlike perhaps some people say) all electronically nowdays (they will dispute that you need a mic on a guitar amp to make it sound right to them). I say, the DAW (digital audio workstation) program can do some of that, but you still may need more hardware then just the basic mentioned. Like a few other people, I started out very young and then learned guitar later. But like everything in life, you probably will have to work a job at something else and try to do it in your spare time. It is work afterall no matter if you try and enjoy it or not, it is still practice, practice, practice, and work or editing in the DAW, editing in the DAW, and but it is something to do, unless you get the idea to actually go out and talk to people around at a store perhaps your own age, if they talk at all, if the world is still around and not blown down, whatever.
If you do not really have the money and just want to buy something, perhaps since you are young, you could buy some mutual funds or something like that (stock) and invest the money and not have any so-called fun with music, but in a few years, be richer, because with music, you may spend, spend, spend money and there is probably not going to be very much return if any at all.
So, in the end, you may want to just be a Comedian appear on the stage and tell them all of this stuff, and they will probably laugh their heads off, and you will make more money that way by being the next Seinfeld or Jim Parsons (The Big Bang Theory) in the end.