Cookies crack me up. Spyware programs remove them because you won't loose anything if they do, but they are restricted by the browsers by site. Even this cakewalk site made a cookie on your computer, and only this cakewalk site can read it. What cracks me up is that all spy-ware programs, even ones by established companies such as Norton embellish the truth, and take advantage of their users by making it look like they are doing allot of work, when they really are not. "Threats found?" A cookie isn't a threat, it is a text file, nothing more, nothing less. It cannot be executed, cannot harm or damage a computer, never could, never will.
As for paypal, I swear by them because of my own fraud case. Over 10 years ago I purchased a laptop online from the Ukraine. Turned out to be a scam, but my money was already transferred to a bank in the Ukraine. I let paypal know, and within 24 hours they had worked with the authorities of the Ukraine, and I received a full refund. 5 years later I was using my paypal debit card to pay an 80 dollar bill when the lady told me my card (with 10,000 in the account) was declined. As she was speaking to me my phone rang. It was paypal asking if they should allow a charge of such a high amount be charged. I was like, it's only 80 bucks, how is that high? They told me the lady must have missed a decimal cause she just tried running my card for 8 grand. That's the second time they were looking out in my best interest.
I don't know how they are now, but my guess is they still rock.