I'm on 8.5, too, which is one reason I have as many third-party plugins as I do. Prior to the X series, SONAR had three critical deficiencies that
had to be addressed via third-party plugins: it lacked a decent limiter, the bundled delay was buggy, and the pitch-correction tool was tricky to use. These have all since been addressed.
For bread 'n butter effects, SONAR now lacks very little. Use of third-party plugins nowadays comes down to personal preferences and specialty effects. In the latter category are amp sims and distortion (including tape sims and saturation effects), sound-manglers such as vocoders and stutter effects, modulators such as choruses, autopanners and filters, and specialty dynamics processors such as gain-riders and transient boosters.
And, of course, reverbs. No other type of effect plugin is more subject to personal preferences. Perhaps the most-frequently recommended third-party plugin is ValhallaDSP's ValhallaRoom reverb - fifty bucks (!) and plays in the big leagues.