Hmm... Looks like Sandboxie might be the way to go for internet surfing while using a virtual machine for my other purposes.
One neat trick is to create a VM just the way you want it then save the file (for VMware that would be the .vmdk file I believe). Now all you need to do is
COPY that file somewhere and add it to the VM software. When you need to kill it, you can always make another copy of the original and be up and running in no time. The HUGE gain here is that you don't need to install and configure an OS each time.