I have been using BiaB for a number of years now so here is my take on your questions:
1-this is totally dependent on your system specs, ie on my system realtracks load very fast.
2-I have never seen this. There can be some added notes to a chord as many players do this intentionally. For instance you put in a 7
th chord you may get a 9
th or 13
th depending on the style you have chose. This is especially true for jazz styles. There is a flag to either jazz up or jazz down chords but sometimes this still happens. In MIDI this is not a problem as you just edit out or in whatever you want. If you have Melodyne Editor you should be able to do this with realtracks also.
3-this is true. I haven’t see the 2014 version but from what I have read on the forum this is still true for the GUI. Fortunately the PGMusic forum members are extremely nice and will amswer any questions you have.
I will add that music reading musician or one with some chord knowledge can get started in BiaB very rapidly. In fact you can start making music with it without reading the manual. The problem comes in when you get deeper into the program. The terminology and placement and execution of many functions are not logically placed IMO. However once you get that down things fall more rapidly in place.
I hope this helps.
-edited for typos-