There are quite a few airports around the world that are much hairer places to land a plane even on a clear VFR day....
A TV show called the 10 most dangerous airports in the world highlighted them some time back. Several of them will not permit pilots who have not had airport specific landing training and check rides to land at those airports.
One, IIRC, is over a road, to a runway that is sloped down hill and into a lake at the end....if you approach too high or fast, and don't get stopped in time, you and your plane go swimming.
On simulators: I have a few of the older sims... from around 2001 or so, but the realism factor in the new ones is uncanny. With computing power in the gamer machines, handling HD video graphics is no problem. It's getting more and more realistic... but at least you can still walk away from the crashes....