53 now. In the words of a very fine song;
'the road behind me, is longer than the one ahead'.
Glad to be self-employed, I'd hate to be working for
any company right now.
I live in a backwater of Scotland..a very pretty place, but with little or no industry. Farming or forestry. The population is small, but aging rapidly, as it's very popular for retirement..house prices are still relatively low.
The upside of that (for me) is that there is plenty of work in gardening/property maintenance..older folk become unable to look after their own properties eventually.
I'm (sort of) lucky in as much as I had some very good advice in my 20's, and took out personal pension funds with a couple of companies who have weathered the financial storms. I've seen my pension funds grow by 10 - 15 % per annum, although I stopped making contributions long ago. The state pension won't be enough to buy a loaf of bread by the time I retire..if I ever do.
I suppose I'm what they call 'asset rich, cash poor'. Don't know from one week to the next how I'm going to pay the bills or feed the family, but if if I could realize my assets, I'd probably have enough to live on for 15 years or so. After that..what? Dunno. Drive off a cliff. Thelma & Louise style.
I know one thing..I wouldn't want to be starting out these days..happy I was born in 1960.