I have Ivory II Grands. It includes Steinway D (my absolute go-to for everything), a Bosendorfer, and a Yamaha C7 (which I used once for a Floyd Cramer type country track). I cannot imagine anything being better than the Steinway in this collection.
That said, Synthogy has a new product called Ivory II American Concert D which is an American Steinway.
http://www.synthogy.com/products/americanconcertd.html This is a lot cheaper than Ivory II Grands if you only need the Steinway. Had this been available at the time I purchased, I might have gotten it. Sound on Sound gave it a rave review.
You may find a virtual piano as good as Ivory II, but I seriously doubt there is one that is better.
Some people are annoyed that you need an iLok, but I have had no trouble with it. Just another $40 to add to the price.