Sorry - I'm late to the party. Glad you found Voicemeeter (/Banana) it(/they) rock.
I use it as my default sound in/out.
Some previous discussion
here ... and
here ... and
here.
My (near free) solution was (cut/pasted from previous post):
I use
Microsoft Expression Encoder 4 SP2. From memory I think it includes the Screen Capture Codec, otherwise download
here. Don't worry about things you might see/read about 10 minute record limits - restrictions were removed with SP2. Price - FREE.
When recording a DAW, with it's audio in/outs redirected, live commentary/playback is often not picked up by screen recording software. I get around this with
Voicemeeter. Price - Donationware - flick'em $20 if you find it useful and continue to use it.
... and you can use
Handbrake to transcode to various formats. Price - FREE.
I've since bought (cheaply - Steam Summer Auction) and use
liteCam Game: 100 FPS Game Capture - $30 full price.
It not only records desktop very well (up to 30fps) with good options ... it has a high speed game mode and can record Steam.
Other solutions at
liteCam.
I've also trialled
Mirillis Action which I thought highly of - also ~$30.